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Our Insurance
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Health Insurance

This type of general insurance covers the cost of medical care. It pays for or reimburses the amount you pay towards the treatment of any injury or illness.

It usually covers :

Hospitalisation The treatment of critical illnesses Medical bills prior to or post hospitalisation Day care procedures like Cataract operations

You can also opt for add-on benefits like :

Maternity cover : Your health insurance covers you for the costs related to childbirth. This includes pre-delivery check-ups, hospitalisation during delivery, and post-natal care. Pre-existing diseases cover : Your health insurance takes care of the treatment of diseases you may have before buying the health insurance policy. Accident cover : Your health insurance can pay for the medical treatment of injuries caused due to accidents and mishaps.
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Life Insurance

Life Insurance is a contract between an insured and a life insurance company, where the insurance company pays a lump sum amount to the nominee/insured in exchange for the premium after a certain period or upon the death of the insured. The perks of buying a life insurance policy are beyond protecting the policyholder's family in tough times. Undoubtedly, it is a necessity for a breadwinner to safeguard their dependents in case of their unfortunate and untimely demise, accident or physical disabilities that lead to a loss of income. Having said that, there is a long list of other benefits that make life insurance plans a must-have. Sadly, most people are not aware of the many benefits offered by a life plan.

What is Life insurace:

Life Cover tax benifits and Financial Safety Secure your feature Peace of Mind Great Return

Benefits of Life Insurance Plans:

Death and disability benefits There are plenty of other benefits offered by life policies such as maturity benefits, tax benefits etc Acts as a Loan Collateral: Till date, many people don't know that life policies can also be used as loan collateral. Based on the type of the life insurance policy and the surrender value, the policyholder can opt for a loan from a bank or NBFC (Non-Banking Financial Company) as per applicable terms and conditions. Loan Amount: Generally, the loan amount is a percentage of the surrender value of the life policy and it can go up to 90%. There are few companies that only allow for a loan up to 50 percent of the total premium amount paid by the policyholder. Online Payment Discount: Most individuals are unaware of the online payment benefit (the payment mode chosen by an individual drastically affects the premium of a life insurance policy). As a matter of fact, a life insurance company's administrative costs considerably go down when an individual opts to pay his premiums online. This is because there is no paperwork-related cost involved. Also, the life insurer is able to save a significant amount on the commission, which they pay to the agents for offline life insurance buying and renewing. Please Note- This discount varies from company to company. Discount as per the Opted Payment Periodicity : Almost every life insurer offers various payment periodicities to its policyholders- annual, half-yearly, quarterly or monthly mode. If a policyholder chooses to pay the policy premium on an annual basis, the company can use it for investment purposes that automatically means more profits and benefits for the company. Once a policyholder chooses the payment periodicity, this discount is often already included in the premium rate charged by the life insurer. Taking Care of Business: : There are some life insurers that provide an option for policyholders who own a business. In the case of a policyholder's demise, their business partners can purchase the policyholder’s share without any hassles. In this scenario, the business partner will simply have to sign an agreement with the life insurer and the pay-out received after selling the policyholder's share will be given to their dependents. However, it's important to understand that the nominee or the dependents of the policyholder won’t get a stake in the company.
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Motor Insurance

Motor insurance is for your car or bike what health insurance is for your health.

It usually covers :

accidents damage theft fire natural calamities

You can also get motor insurance for your commercial vehicles.

Car Insurance : It’s precious—your car. You paid thousands of Riyals to buy that beauty. Even a single scratch can be painful, forget about bigger damages.
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Home Insurance

Home insurance is a cover that pays or compensates you for damage to your home due to natural calamities, man-made disasters or other threats.

It usually covers :

It covers liabilities due to fire burglary theft flood, earthquakes, and sabotage

You can also opt for add-on benefits like :

property cover : It not only offers financial protection to your home, but also takes care of the valuables inside the property.
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Travel Insurance

A Travel Insurance compensates you or pays for any financial liabilities arising out of medical and non-medical emergencies during your travel abroad or within the country.

It usually covers :

Loss of baggage Emergency medical expenses Loss of passport Hijacking Delayed flights Accidental death
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Fire Insurance

Fire insurance pays or compensates for the damages caused to your property or goods due to fire.

It usually covers :

replacement reconstruction or repair expenses of the insured property as well as the surrounding structures.

You can also opt for add-on benefits like :

Third-party property cover : It also covers the damages caused to a third-party property due to fire. livelihood cover : In addition to these, it takes care of the expenses of those whose livelihood has been affected due to fire.
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Marine & Cargo Insurance

This type of general insurance covers the cost of medical care. It pays for or reimburses the amount you pay towards the treatment of any injury or illness.

It usually covers :

Hospitalisation The treatment of critical illnesses Medical bills prior to or post hospitalisation Day care procedures like Cataract operations

You can also opt for add-on benefits like :

Maternity cover : Your health insurance covers you for the costs related to childbirth. This includes pre-delivery check-ups, hospitalisation during delivery, and post-natal care. Pre-existing diseases cover : Your health insurance takes care of the treatment of diseases you may have before buying the health insurance policy. Accident cover : Your health insurance can pay for the medical treatment of injuries caused due to accidents and mishaps.